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Each November, as Veterans Day approaches, I find myself reflecting on the lessons the Marine Corps instilled in me — lessons that continue to shape how I live, lead, and help others plan for the future. Serving in the Marines teaches you that  discipline isn’t about following orders — it’s about mastering yourself.  The same holds true in financial planning. Markets shift. Businesses evolve. Life throws curveballs. But the people who stay calm, focused, and grounded in a mis

In the Marine Corps, before you could advance to the next leadership role, you had to be PME complete. PME — Professional Military Education — wasn’t just about checking a box or sitting through a course. It was about sharpening your skills, understanding the mission at a deeper level, and proving you were ready to lead when things got hard. That idea stuck with me long after I hung up the uniform. At Martin Capital Planning, PME still drives everything I do — but it stands f

Understanding the Value of Your Business For many business owners, the company isn’t just an income source—it’s the culmination of years...

There’s a reason people respect the sheepdog. He doesn’t live for the spotlight, doesn’t take the easy path, and doesn’t back down when...

Most people think of budgeting as restrictive. But a good budget isn’t about saying “no”—it’s about giving yourself the clarity  to say...